body {
	font-size: 11px;
	line-height: 16px;
	font-family: Verdana, Arial, Helvetica, sans-serif;
	text-align: left;
	background-color: #A7CFD3;
}

img.goldborder {
	border: 4px solid #FFC05F;
}

hr {
	border: none;
	color: #FFC05F;
	background-color: #FFC05F;
	height: 1px;
	width: 80%;
	margin-bottom: 13px;
	text-align : center;
}

td.nav {background-image:url(images/navbg.gif);
height: 38px;
}

.red {
	color: #921B1E;
	padding-left: 15px;
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 11px;
	line-height: 18px;
}

.black {
	color: #000000;
	padding-left: 15px;
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 11px;
	line-height: 18px;
}

.pad {font-size: 11px;
	line-height: 16px;
	font-family: Verdana, Arial, Helvetica, sans-serif;
	padding: 0 22px 0 22px;
	}
	
a, a.visited {
	font-family: inherit;
	font-size: inherit;
	color: #055367;
	text-decoration: none;
	}
	
a:hover {
	font-family: inherit;
	font-size: inherit;
	color: #055367;
	text-decoration: underline;
	}